Do you know that car insurance can compensate for stolen car parts?

2023-11-28 08:32:19

Vehicle theft cases are becoming more and more frequent in residential areas. Although many car owners have installed anti-theft devices and ground locks on their cars, they still cannot prevent vehicle parts from being stolen. Can car insurance compensate for stolen car parts?

After car parts are stolen, can car insurance compensate? The premise of this question is that the car owner has applied for car insurance, especially vehicle theft insurance.

Under normal circumstances, car insurance only covers theft of the entire vehicle and is not responsible for theft of vehicle parts, especially tires, which are not covered by the insurance. If vehicle theft insurance is applied for, the company will determine based on the actual situation whether the auto parts are eligible for compensation after being stolen. If not, there will still be no compensation.

Therefore, this requires everyone to carefully read the contents of the contract and its additional clauses when purchasing car insurance or vehicle theft insurance. If you find any terms that are unreasonable or unacceptable to you, you should promptly negotiate with the insurance company and make another agreement. However, if vehicle parts are stolen in the community, not only the insurance company will need to compensate if the evidence is sufficient, but the property management company will also need to make relevant compensation.